Sainik Finance & Industries Ltd (SAINIK) share fundamentals
Sainik Finance & Industries Ltd is a micro-cap company in Financials (Specialized Finance) with a market capitalisation of ₹36 crore. Here is where it stands on valuation, profitability, debt and growth as of 5 November 2026, and how it compares with the median Financials company.
Financial health score
Out of 100, across five pillars of reported fundamentals.
What stands out
- Debt/equity 2.17x — heavily leveraged
- Negative free cash flow
Sainik Finance & Industries Ltd vs the Financials median
| Metric | SAINIK | Sector median | |
|---|---|---|---|
| PE ratioprice paid for each rupee of yearly profit | 8.74x | 13.24x | Better |
| Price to bookprice against the book value of assets | 0.76x | 1.07x | Better |
| EV / EBITDAbusiness value against operating profit | 31.39x | 24.82x | Weaker |
| Dividend yieldyearly dividend as a share of price | — | 0.9% | |
| Return on equityprofit on shareholders’ money | 9% | 4.8% | Better |
| ROCEprofit on all capital employed | 2.9% | 3.4% | Weaker |
| Net profit marginprofit kept from each rupee of sales | 24.5% | 12.4% | Better |
| Debt to equityborrowing against shareholders’ money | 2.17x | 0.07x | Weaker |
| Interest coveragehow many times profit covers interest | — | 6.79x | |
| Current ratioshort-term assets against short-term dues | 2.35x | 2.29x | In line |
| Revenue growth (1Y)change in sales over a year | 1.3% | 10% | Weaker |
| EPS growth (1Y)change in earnings per share over a year | -32.7% | 4.9% | Weaker |
| Promoter holdingshare owned by the founders or parent | 70.2% | 54.6% | Better |
| Promoter pledgepromoter shares pledged as loan security | 0% | 0% | In line |
| Betahow much it moves with the market | 0.19 | 1.02 | |
| 1-year returnshare price change over 52 weeks | -16.6% | -12.8% |
Tell DecideChart your amount, timeline and target return, and AI builds a full A4 report with risks, scenarios and worst cases. Your first report is free.
Other Financials companies
HDFC Bank LimitedHDFCBANK · score 75.7
ICICI Bank LimitedICICIBANK · score 74.6
State Bank of IndiaSBIN · score 84.6
Bajaj Finance LtdBAJFINANCE · score 50.7
Life Insurance Corporation Of IndiaLICI · score 82.1
Kotak Mahindra Bank LtdKOTAKBANK · score 66.2
National Stock Exchange of India LtdNSE · score 55.6
Axis Bank LimitedAXISBANK · score 72
Bajaj Finserv LtdBAJAJFINSV · score 45.4
Shriram Finance LimitedSHRIRAMFIN · score 48.7
SBI Life Insurance Company LtdSBILIFE · score 46.5
Jio Financial Services LimitedJIOFIN · score 52Frequently asked questions
What is the PE ratio of Sainik Finance & Industries Ltd?
Sainik Finance & Industries Ltd trades at a PE of 8.74x as of 5 November 2026, against a Financials median of 13.24x. PE is the price paid for each rupee of yearly profit.
Is Sainik Finance & Industries Ltd debt free?
No. Sainik Finance & Industries Ltd has a debt-to-equity ratio of 2.17x, against a Financials median of 0.07x.
What is the ROCE and ROE of Sainik Finance & Industries Ltd?
Sainik Finance & Industries Ltd has a return on capital employed of 2.9% and a return on equity of 9%. The Financials medians are 3.4% and 4.8%.
What is the DecideChart health score of Sainik Finance & Industries Ltd?
Sainik Finance & Industries Ltd scores 56.6 out of 100, graded Fair. The score weighs profitability, debt, valuation, growth and governance from the company’s reported numbers. It is a research aid, not a recommendation.
Should I buy Sainik Finance & Industries Ltd shares?
DecideChart does not give buy or sell tips and is not linked to SEBI, BSE or NSE. Use these numbers for your own research, compare Sainik Finance & Industries Ltd with its Financials peers, and consult a SEBI-registered adviser before investing.
Fundamentals from a public market-data screener, as of 5 November 2026. Figures can lag company filings. DecideChart is AI-based, not linked to SEBI, BSE or NSE, and does not give investment advice.